Shop online. Pay on confirmation.
Stop gambling with your money. SafeCheckout gives you the power to verify vendors and protect your money until the package is in your hands.
Total payment protection
Your money never reaches the vendor until you say the order arrived. If it is fake, wrong, or never turns up, it goes back to the account you paid from.
The returns policy they don't offer
“No refund after payment” is in half the bios you buy from. With SafeCheckout it does not apply, because the money is still yours until the order is right.
The same safety, without the limits
Most Instagram vendors will not do pay on delivery. Almost nobody does it across states, and nobody does it on anything expensive, which is exactly when you want it. SafeCheckout works for any vendor, any order, anywhere.
Track and control your order
Start a purchase yourself instead of waiting on DMs. Create the order, pay, send the link, and watch every status as it happens.
Buy from anyone, anywhere
Saw a bag on a random thread? Send them a SafeCheckout link. If they refuse, that is your answer, and you have not lost a naira finding out.
Someone actually takes your side
Wrong item? Never arrived? A person reads both sides and settles it within 24 to 48 hours. Your money stays put the whole time.
Three ways to use SafeCheckout.
Whether the vendor is registered or not, whether you start the order or they do, the money stays locked in your account until you say the order arrived.
Buy from their link or shop
The simplest way in
A vendor shares their link on WhatsApp, in a DM, or in their bio. You open it, pick what you want, and pay. The money does not go to them: it locks in your own Emani account until you say the order arrived.
They send you their link, or you open their shop
You pick what you want and add your delivery details
You pay, and the money locks in your own Emani account
They ship, you confirm it arrived, and only then does it go to them
Arike Clothing
Verified vendor • 4.8★ • 120 orders
Protected by Emani SafeCheckout
What being protected costs.
One fee per order, and it stops at a ceiling. No signup cost, no monthly charge, nothing hidden.
No account needed, no signup cost. Your phone number is enough to start a SafeCheckout.
One clear fee. It covers holding your money until your order arrives, and a real person on your side if it doesn't.
However large the order, the fee stops at ₦2,500.
The fee is added on top of what you are buying, so the vendor still receives the full price of their goods and delivery. It pays for your money being held safely, and for a person to sort it out if the order goes wrong.
You were going to transfer the money anyway.
Same vendor, same amount. This is the only thing that changes.
| You transfer the money | You pay with SafeCheckout | |
|---|---|---|
| Where your money sits | In the vendor's account the second you press send. | Locked in your own account until you confirm it arrived. |
| If they go quiet | You are asking a stranger to send it back. | It unlocks back to you. It never left. |
| If it turns up wrong | No refund after payment, and you knew that going in. | A person settles it in 24 to 48 hours. |
Where your money sits
- You transfer the money
- In the vendor's account the second you press send.
- You pay with SafeCheckout
- Locked in your own account until you confirm it arrived.
If they go quiet
- You transfer the money
- You are asking a stranger to send it back.
- You pay with SafeCheckout
- It unlocks back to you. It never left.
If it turns up wrong
- You transfer the money
- No refund after payment, and you knew that going in.
- You pay with SafeCheckout
- A person settles it in 24 to 48 hours.
Buyer questions
What buyers ask us first, answered plainly.